Rates/Insurance
Rates/Accepted Insurance
Heart & Soul Wellness now accepts BCBS of MN, BCBS of MA, Cigna, United Healthcare, Oscar, Oxford, Aetna, Carelon Behavioral Health, Quest Behavioral Health, Spring Health EAP and self-pay . We aspire to provide quality, affordable and accessible culturally affirming and trauma inform care to our clients. Please review the different payment options we offer.
Private Pay Initial Discovery Session $230
Private Pay Ongoing Therapy Sessions $175-200
Rates differ when using insurance
Limited Reduced Rates Available, if you have limited resources and can benefit from community support.
If you have ample resources to pay the standard rate and a little more to help those in our community with fewer resources. Donate
Free Initial 15 minute Consultation
Payment
We accept all major credit cards, including Health Savings Account (HSA) and Flexible Spending Account (FSA). A detailed invoice (super-bill) will be available if you choose to request “out-of-network” benefits from your insurance provider or use your HSA/FSA for payments. Payments are due at the time of service.
You have a right to receive a Good Faith Estimate for medical services provided by health care providers
Out of Network
If we are out of network with your insurance, we work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year. You can sign up using this link:
https://mentaya.com/inviteclient/0BWBjvvbl5DTD7qDwYTz
Please Note: Mentaya's goal is to save you time and money. It's completely optional, and as your therapist we do not benefit in any way from your participation.
Benefits of Self-pay
Heart & Soul Wellness is a self-pay therapy practice, which allows you to be seen without the involvement of an insurance company. By paying without insurance:
You protect your privacy
Avoid being given an insurance-mandated diagnosis in order to receive therapy services
Can seek therapy for going through a hard time in life and needing additional support
Flexibility
Some insurance company do not cover couples therapy
Power and control of the services you receive.
