Rates/Insurance

Rates/Accepted Insurance

COMING SOON UNITED HEALTH CARE, OSCAR HEALTH, OXFORD

Heart & Soul Wellness now accepts BCBS of MN, BCBS of MA, Cigna, Aetna insurance and self-pay . We aspire to provide quality, affordable and accessible culturally affirming and trauma inform care to our clients. Please review the different payment options we offer.

Initial Discovery Session $230

Ongoing Therapy Sessions $175-200

Limited Reduced Rates Available, if you have limited resources and can benefit from community support.

If you have ample resources to pay the standard rate and a little more to help those in our community with fewer resources. Donate

Free Initial 15 minute Consultation

Payment

We accept all major credit cards, including Health Savings Account (HSA) and Flexible Spending Account (FSA). A detailed invoice (super-bill) will be available if you choose to request “out-of-network” benefits from your insurance provider or use your HSA/FSA for payments. Payments are due at the time of service.

You have a right to receive a Good Faith Estimate for medical services provided by health care providers

Out of Network

If we are out of network with your insurance, we work with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions. If you have out-of-network benefits, Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursed. They charge a 5% fee per claim and have helped people get thousands of dollars back per year. You can sign up using this link:

https://mentaya.com/inviteclient/0BWBjvvbl5DTD7qDwYTz

Please Note: Mentaya's goal is to save you time and money. It's completely optional, and as your therapist we do not benefit in any way from your participation.

Benefits of Self-pay

Heart & Soul Wellness is a self-pay therapy practice, which allows you to be seen without the involvement of an insurance company. By paying without insurance:

  • You protect your privacy

  • Avoid being given an insurance-mandated diagnosis in order to receive therapy services

  • Can seek therapy for going through a hard time in life and needing additional support

  • Flexibility

  • Some insurance company do not cover couples therapy

  • Power and control of the services you receive.